<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns:mv="http://macVmlSchemaUri" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8">
<meta name="Title" content="">
<meta name="Keywords" content="">
<meta name="Generator" content="Microsoft Word 15 (filtered medium)">
<!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
{font-family:Arial;
panose-1:2 11 6 4 2 2 2 2 2 4;}
@font-face
{font-family:"Courier New";
panose-1:2 7 3 9 2 2 5 2 4 4;}
@font-face
{font-family:Wingdings;
panose-1:5 0 0 0 0 0 0 0 0 0;}
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Calibri",sans-serif;}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:#0563C1;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:#954F72;
text-decoration:underline;}
p.MsoListParagraph, li.MsoListParagraph, div.MsoListParagraph
{mso-style-priority:34;
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.5in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Calibri",sans-serif;}
span.EmailStyle17
{mso-style-type:personal-compose;
font-family:"Calibri",sans-serif;
color:windowtext;}
span.style-scope
{mso-style-name:style-scope;}
span.msoIns
{mso-style-type:export-only;
mso-style-name:"";
text-decoration:underline;
color:teal;}
.MsoChpDefault
{mso-style-type:export-only;
font-family:"Calibri",sans-serif;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
/* List Definitions */
@list l0
{mso-list-id:189494637;
mso-list-template-ids:1665984386;}
@list l0:level1
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level2
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:1.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level3
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:1.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level4
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:2.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level5
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:2.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level6
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:3.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level7
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:3.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level8
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:4.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level9
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:4.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l1
{mso-list-id:1010378373;
mso-list-type:hybrid;
mso-list-template-ids:-485695996 -3891486 67698713 67698715 67698703 67698713 67698715 67698703 67698713 67698715;}
@list l1:level1
{mso-level-text:"%1\.\)";
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;}
@list l1:level2
{mso-level-number-format:alpha-lower;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;}
@list l1:level3
{mso-level-number-format:roman-lower;
mso-level-tab-stop:none;
mso-level-number-position:right;
text-indent:-9.0pt;}
@list l1:level4
{mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;}
@list l1:level5
{mso-level-number-format:alpha-lower;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;}
@list l1:level6
{mso-level-number-format:roman-lower;
mso-level-tab-stop:none;
mso-level-number-position:right;
text-indent:-9.0pt;}
@list l1:level7
{mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;}
@list l1:level8
{mso-level-number-format:alpha-lower;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;}
@list l1:level9
{mso-level-number-format:roman-lower;
mso-level-tab-stop:none;
mso-level-number-position:right;
text-indent:-9.0pt;}
@list l2
{mso-list-id:1568373431;
mso-list-type:hybrid;
mso-list-template-ids:-864271874 67698689 67698691 67698693 67698689 67698691 67698693 67698689 67698691 67698693;}
@list l2:level1
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Symbol;}
@list l2:level2
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;
font-family:"Courier New",serif;}
@list l2:level3
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Wingdings;}
@list l2:level4
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Symbol;}
@list l2:level5
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;
font-family:"Courier New",serif;}
@list l2:level6
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Wingdings;}
@list l2:level7
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Symbol;}
@list l2:level8
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;
font-family:"Courier New",serif;}
@list l2:level9
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Wingdings;}
@list l3
{mso-list-id:1659573964;
mso-list-template-ids:-1875454864;}
@list l3:level1
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l3:level2
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:1.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l3:level3
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:1.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l3:level4
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:2.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l3:level5
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:2.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l3:level6
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:3.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l3:level7
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:3.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l3:level8
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:4.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l3:level9
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:4.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
ol
{margin-bottom:0in;}
ul
{margin-bottom:0in;}
--></style>
</head>
<body bgcolor="white" lang="EN-US" link="#0563C1" vlink="#954F72">
<div class="WordSection1">
<p class="MsoNormal"><span style="font-size:11.0pt">Dear Students:<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">Two great opportunities available from CFA Institute.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
<ol style="margin-top:0in" start="1" type="1">
<li class="MsoListParagraph" style="margin-left:0in;mso-list:l1 level1 lfo1"><span style="font-size:11.0pt"><a href="https://www.cfainstitute.org/community/challenge/Pages/index.aspx">CFA Institute Global Research Challenge.
</a> <o:p></o:p></span>
<ol style="margin-top:0in" start="1" type="a">
<li class="MsoListParagraph" style="margin-left:0in;mso-list:l1 level2 lfo1"><span style="font-size:11.0pt">This is typically for credit (FINC 426 or FINC 594 Special Topics Course).<o:p></o:p></span></li><li class="MsoListParagraph" style="margin-left:0in;mso-list:l1 level2 lfo1"><span style="font-size:11.0pt">Samford will compete in the first round with universities from Alabama, Georgia, and South Carolina.
<o:p></o:p></span></li><li class="MsoListParagraph" style="margin-left:0in;mso-list:l1 level2 lfo1"><span style="font-size:11.0pt">Need a team of 5 Samford students (graduate and/or undergraduate).<o:p></o:p></span></li><li class="MsoListParagraph" style="margin-left:0in;mso-list:l1 level2 lfo1"><span style="font-size:11.0pt">Be available
<b>3pm Thursday Oct 5<sup>th</sup></b> for kickoff conference call.<o:p></o:p></span></li><li class="MsoListParagraph" style="margin-left:0in;mso-list:l1 level2 lfo1"><span style="font-size:11.0pt">Please notify me of your interest by Sep 30<sup>th</sup>.<o:p></o:p></span></li></ol>
</li></ol>
<p class="MsoListParagraph" style="margin-left:1.0in"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
<ol style="margin-top:0in" start="2" type="1">
<li class="MsoListParagraph" style="margin-left:0in;mso-list:l1 level1 lfo1"><span style="font-size:11.0pt"><a href="https://www.cfainstitute.org/programs/cfaprogram/Pages/index.aspx">CFA Program</a> June 2018 Level I Exam Scholarships for Samford Students<o:p></o:p></span>
<ol style="margin-top:0in" start="1" type="a">
<li class="MsoListParagraph" style="margin-left:0in;mso-list:l1 level2 lfo1"><span style="font-size:11.0pt">Complete
<a href="https://www.cfainstitute.org/Forms/dec_june_student_scholarship.pdf">Application</a> and return via email with
<b><u>resume</u></b> and <b><u>transcript.</u></b> <o:p></o:p></span></li><li class="MsoListParagraph" style="margin-left:0in;mso-list:l1 level2 lfo1"><span style="font-size:11.0pt">Incomplete packages will not be considered.<o:p></o:p></span></li><li class="MsoListParagraph" style="margin-left:0in;mso-list:l1 level2 lfo1"><span style="font-size:11.0pt">Please submit your application package by Oct 31<sup>st</sup>.<o:p></o:p></span></li></ol>
</li></ol>
<p class="MsoListParagraph" style="margin-left:1.0in"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:11.0pt">About the Research Challenge<o:p></o:p></span></b></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoListParagraph" style="margin-left:0in;mso-list:l2 level1 lfo4"><span style="font-size:11.0pt">The CFA Institute Research Challenge is an annual global competition that provides university students with hands-on mentoring and intensive training
in financial analysis. <o:p></o:p></span></li><li class="MsoListParagraph" style="margin-left:0in;mso-list:l2 level1 lfo4"><span style="font-size:11.0pt">Students work in teams to research and analyze a publicly traded company — sometimes even meeting face-to-face with company management.
<o:p></o:p></span></li><li class="MsoListParagraph" style="margin-left:0in;mso-list:l2 level1 lfo4"><span style="font-size:11.0pt">Each team writes a research report on their assigned company with a buy, sell, or hold recommendation and may be asked to present and defend their analysis
to a panel of industry professionals.<o:p></o:p></span></li><li class="MsoListParagraph" style="margin-left:0in;mso-list:l2 level1 lfo4"><span style="font-size:11.0pt">Each year, thousands of university students participate in the CFA Institute Research Challenge.
<o:p></o:p></span></li><li class="MsoListParagraph" style="margin-left:0in;mso-list:l2 level1 lfo4"><span style="font-size:11.0pt">These students interact with investment professionals and top firms while obtaining real-world experience in equity analysis, research report writing,
and presentation skills. <o:p></o:p></span></li><li class="MsoListParagraph" style="margin-left:0in;mso-list:l2 level1 lfo4"><span style="font-size:11.0pt">Valuable real-world experience<o:p></o:p></span></li></ul>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="margin-left:0in;mso-list:l0 level1 lfo3"><span style="font-size:11.0pt">Networking opportunities<o:p></o:p></span></li><li class="MsoNormal" style="margin-left:0in;mso-list:l0 level1 lfo3"><span style="font-size:11.0pt">Direct interaction with financial professionals<o:p></o:p></span></li><li class="MsoNormal" style="margin-left:0in;mso-list:l0 level1 lfo3"><span style="font-size:11.0pt">Build your CV/resume<o:p></o:p></span></li><li class="MsoNormal" style="margin-left:0in;mso-list:l0 level1 lfo3"><span style="font-size:11.0pt">Opportunity to travel<o:p></o:p></span></li><li class="MsoNormal" style="margin-left:0in;mso-list:l0 level1 lfo3"><span style="font-size:11.0pt">Potential cash prize for team winning global level<o:p></o:p></span></li><li class="MsoNormal" style="margin-left:0in;mso-list:l0 level1 lfo3"><span style="font-size:11.0pt">Potential for CFA Program scholarships<o:p></o:p></span></li></ul>
<p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">Click the picture below for a short YouTube video on the Global Research Challenge<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left:.25in"><a href="https://www.youtube.com/watch?v=71Q3wPghbn8"><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:blue;background:#FAFAFA;text-decoration:none"><img border="0" width="246" height="137" id="Picture_x0020_6" src="cid:image001.png@01D333CA.F0077FB0" alt="https://i.ytimg.com/vi/71Q3wPghbn8/hqdefault.jpg?sqp=-oaymwEXCNACELwBSFryq4qpAwkIARUAAIhCGAE=&rs=AOn4CLC_pak5-MlXneQxepNEW943ly_gUQ"></span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;background:#FAFAFA;text-decoration:none"><o:p></o:p></span></a></p>
<p class="MsoNormal"><a href="https://www.youtube.com/watch?v=71Q3wPghbn8"><span style="color:windowtext;text-decoration:none"><o:p> </o:p></span></a></p>
<p class="MsoNormal" style="margin-left:.25in"><span style="font-family:"Times New Roman",serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:11.0pt">About the CFA Program<o:p></o:p></span></b></p>
<div>
<p class="MsoNormal" style="background:white"><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black">Why Choose the CFA Program?
<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black">Enroll in the CFA Program to begin earning the Chartered Financial Analyst<sup>®</sup>(CFA) credential, the most respected and recognized
investment management designation in the world.<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black">The CFA Program provides a strong foundation of advanced investment analysis and real-world portfolio management skills that will give
you a career advantage.<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p> </o:p></span></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="color:black;margin-left:0in;mso-list:l3 level1 lfo2;background:white">
<span style="font-size:11.0pt;font-family:"Times New Roman",serif">The CFA Program curriculum covers concepts and skills you will use at all stages of your career.<o:p></o:p></span></li><li class="MsoNormal" style="color:black;margin-left:0in;mso-list:l3 level1 lfo2;background:white">
<span style="font-size:11.0pt;font-family:"Times New Roman",serif">The self-paced, online format makes it easier for you to continue working while you complete the program.<o:p></o:p></span></li><li class="MsoNormal" style="color:black;margin-left:0in;mso-list:l3 level1 lfo2;background:white">
<span style="font-size:11.0pt;font-family:"Times New Roman",serif">Completing the CFA Program shows employers and clients you have mastered a broad range of practical portfolio management and advanced investment analysis skills.<o:p></o:p></span></li></ul>
<p class="MsoNormal" style="background:white"><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black">Click the picture below to hear why Anil Ghelani, CFA, chose the CFA program.<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><a href="http://video.cfainstitute.org/services/player/bcpid3577743869001?bckey=AQ~~%2cAAABE5oc3_E~%2cLeu10fA0D1sc9Dh9wz3oyrstQJ-PkzpJ&bctid=4762317979001" target="_blank"><img border="0" width="710" height="532" id="Picture_x0020_3" src="cid:image002.jpg@01D333CA.F0077FB0" alt="hy Choose the CFA Program? Hear how one CFA charterholder answers this question."><o:p></o:p></a></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal" style="background:white"><b><span lang="EN" style="font-family:"Helvetica",sans-serif;color:#002649">_______________________________</span></b><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><b><span lang="EN" style="font-family:"Helvetica",sans-serif;color:#002649">Rustin T. Yerkes, Ph.D., CFA</span></b><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><b><span lang="EN" style="font-size:8.5pt;font-family:"Helvetica",sans-serif;color:#002649">Assistant Professor of Finance<br>
Brock School of Business</span></b><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span lang="EN" style="font-size:8.5pt;font-family:"Helvetica",sans-serif;color:#002649"> </span><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span lang="EN" style="font-size:8.5pt;font-family:"Helvetica",sans-serif;color:#002649"><a href="tel:205-726-2051"><span style="color:#002649;text-decoration:none">205-726-2051</span></a> | office</span><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span lang="EN" style="font-size:8.5pt;font-family:"Helvetica",sans-serif;color:#002649"><a href="tel:205-601-2759"><span style="color:#002649;text-decoration:none">205-601-2759</span></a> | mobile</span><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span lang="EN" style="font-size:8.5pt;font-family:"Helvetica",sans-serif;color:#002649"><a href="mailto:ryerkes@samford.edu"><span style="color:#002649;text-decoration:none">ryerkes@samford.edu</span></a></span><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span lang="EN" style="font-size:8.5pt;font-family:"Helvetica",sans-serif;color:#1F3864"><a href="http://www.samford.edu/business"><span style="color:#1F3864;text-decoration:none">www.samford.edu/business</span></a></span><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span lang="EN" style="font-size:8.5pt;font-family:"Helvetica",sans-serif;color:#002649"><a href="http://maps.google.com/maps?q=800+Lakeshore+Drive,+Birmingham,+AL+35229,+US" target="_blank"><span style="color:#002649;text-decoration:none">800
Lakeshore Drive<br>
Birmingham, AL 35229</span></a></span><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p></o:p></span></p>
<p class="MsoNormal" style="line-height:13.2pt;background:white"><span lang="EN" style="font-size:4.0pt;font-family:"Helvetica",sans-serif;color:#002649"> </span><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p></o:p></span></p>
<p class="MsoNormal" style="line-height:13.2pt;background:white"><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><img border="0" width="268" height="60" id="_x0000_i1025" src="cid:image003.png@01D333CA.F0077FB0"></span><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><o:p></o:p></span></p>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
</div>
</body>
</html>